arie luyendyk dating producer sitemap
5 levels of dating sitemap
brevard county speed dating sitemap
101 questions to ask when dating sitemap
boy and girl dating dress up games sitemap
are any of the pretty little liars cast dating in real life sitemap
best online dating site in ireland sitemap
are cory monteith and lea michele dating sitemap
black butler dating games online sitemap
best senior dating sites 2013 sitemap
asian dating in new zealand sitemap
blake costanzo dating sitemap
advice on dating a roommate sitemap
best rated dating sites free sitemap
am i dating a compulsive liar sitemap
best ipod dating games sitemap
building a friendship before dating sitemap
best places for dating in bangalore sitemap
baduk dating sitemap
19 year old dating 25 year old sitemap
better than dating 3gp sitemap
black butler dating quiz sitemap
are ashley greene and kellan lutz dating 2011 sitemap
1st time dating tips sitemap
are emma stone and andrew garfield dating yahoo sitemap
black and white dating nyc sitemap
accuracy of first trimester ultrasound dating sitemap
aries dating a gemini sitemap
axle whitehead and samara weaving dating sitemap
1 month of dating quotes sitemap
30 year old man dating 18 year old sitemap
amanda shires dating sitemap
awkward beau mirchoff dating sitemap
best online dating sites free usa sitemap
biggest gay dating app sitemap
age dating sediments sitemap
airport love dating sitemap
40 plus dating website sitemap
avril lavigne dating a girl sitemap
are kristen stewart and robert pattinson dating in real life 2012 sitemap
are robert pattinson and kristen stewart dating in real life 2012 sitemap
are adam brody and rachel bilson still dating 2012 sitemap
bbc3 dating programme sitemap
ariana grande dating sitemap
amanda seyfried christopher egan dating sitemap
assumptions of carbon dating sitemap
16 christian dating principles part 2 sitemap
box of matches dating sitemap
3 tips for online dating sitemap
brody is dating sitemap
5 reasons dating a nurse sitemap
7th heaven speed dating sitemap
7 month dating gift sitemap
100 free single dating sites sitemap
are ranbir and deepika dating again sitemap
asian in dating sitemap
andrew rannells dating mike doyle sitemap
boodoo dating website sitemap
best us city for dating sitemap
41 year old teacher dating 18 year old sitemap
biggie smalls dating history sitemap
albany dating services sitemap
black and white dating site in south africa sitemap
6 months dating anniversary quotes sitemap
are tanisha and armaan dating sitemap
african american dating culture sitemap
anniversary ideas dating divas sitemap
bigbang dating ban sitemap
8th grade dating lesson sitemap
best copy and paste dating messages sitemap
a guy likes me but is dating someone else sitemap
best unusual dating sites sitemap
best messages for online dating sites sitemap
best friend dating girl i love sitemap
best free toronto dating sites sitemap
african oil tycoon dating kenya sitemap
best dating places in nagpur sitemap
brooks ayers dating others sitemap
a 15 year old dating a 17 sitemap
35 dating 19 sitemap
brett ratner dating maggie q sitemap
alexandra burke dating 2013 sitemap
best dating site spain sitemap
arab speed dating toronto sitemap
army dating sites free sitemap
bible verses on dating and relationships sitemap
bieber dating selena gomez sitemap
365 days of dating sitemap
badoo dating site sign in sitemap
best casual dating sites ireland sitemap
are peta and sean dating sitemap
blind river dating sitemap
22 year old dating 27 year old sitemap
23 dating 30 sitemap
22 year old dating 47 year old sitemap
bill rancic dating life sitemap
best online screen names for dating sitemap
ben and courtney still dating sitemap
100 free dating site in new zealand sitemap
brody jenner dating july 2013 sitemap
benefits of safe dating sitemap
are haley and casey still dating 2012 sitemap
ariana grande and jai brooks still dating sitemap
are we officially dating release date uk sitemap
best free dating game apps sitemap
assistir dating rules from my future self 2 temporada sitemap
antique elgin pocket watch dating sitemap
are munro chambers and cristine prosperi dating sitemap
best dating site in czech republic sitemap
asian dating in connecticut sitemap
best dating sites kelowna sitemap
best dating sites 2011 india sitemap
5 rules dating over 40 sitemap
3ds dating sitemap
40 year old woman dating a 20 year old man sitemap
best value dating sitemap
c dating sitemap
7 years age difference dating sitemap
athlone dating sitemap
1st anniversary dating ideas sitemap
30 plus dating sitemap
38 dating 18 year old sitemap
bradley cooper biography dating sitemap
black dating site commercial sitemap
bond dating site sitemap
anime fan dating uk sitemap
best hpv dating site sitemap
100 free christian dating sites in south africa sitemap
asa from shahs of sunset dating a jackson sitemap
best android dating applications sitemap
ariana grande and mac miller are they dating sitemap
are leo and olivia dating sitemap
are nina and ian dating 2012 sitemap
anonymous online dating sites sitemap
c lo dating sitemap
38 year old dating 22 year old sitemap
age range of radiocarbon dating sitemap
alexis bledel dating 2013 sitemap
avril lavigne dating a girl sitemap
best filipino dating websites sitemap
business dating app sitemap
brad and jill dating in the dark sitemap
best dating place manila sitemap
adam and sarah braverman dating sitemap
becky hammon dating sitemap
best hk dating site sitemap
asia dating space login authorise sitemap
alexandra chando and zach roerig dating sitemap
biker dating site reviews sitemap
aaron carter dating hilary duff sitemap
Reward for Not Investing

Not Investing Can Increase Your Purchasing Power


What this means is that, during these turbulent financial and monetary times, deciding to defer investing part or all of your money and opting instead to save it for the time being by simply exchanging it for gold or silver bullion (which are monetary metals or another form of money yet to be fully recognised again as such), can be quite rewarding. This is the case, in our opinion, because our current global monetary system is failing and our fiat currencies are losing their purchasing power.  In other words, it is no longer necessary to invest to increase one’s purchasing power.

 The two monetary metals are priced in US dollars, but investors in any country can purchase bullion by converting their currency.  The price in USD of gold has now increased on average by 12.1% per annum or a total of 342% over thirteen years.  The silver has done much the same during the same period, rising 344% or 12.2% per annum.  How do these gross (before any tax and fees) rates of return compare with your investments?  If your base currency is not the USD, then the following document will be of particular interest to you.  It shows what those gross rates of return were across ten major currencies and for each of the past thirteen calendar years, as well as cumulatively.

 The document presents two tables, one for gold and one for silver, showing the reward for hoarding the metals in ten major currencies, based on their price change in those currencies.  For example, you’ll see that for 12 consecutive calendar years, the price of gold in USD (and broadly across all ten currencies) increased; but it dropped significantly in 2013.  Still, after 13 years the gold price is up on average by 9.9% per annum or 252%.  This price appreciation represents an increase in purchasing power, before tax and fees, by simply hoarding gold.

 For an investment to have outperformed gold hoarding its performance measured in currency units must be greater, before tax and fees.  This means, for example, that investments must have earned more than 12.1% p.a. during the past 13 years to have been more rewarding for US investors than simply hoarding gold.  On the other hand, some currencies have been much stronger over this period than the USD: for example, the NZD.  At the beginning of 2001, it took more than two (i.e. $2.25) NZ dollars to buy one USD; at the end of 2013, it took one dollar less (i.e. $1.21)!

 As a result, hoarding gold (or silver) has not been as rewarding for New Zealanders as it has been for Americans or indeed anyone else based in the countries of the eight other currencies considered.  But what if the NZD was to fall back to its average exchange rate with the USD since it floated in March 1985 of $1.66 for one USD (i.e. USD0.60/NZD)?  Then the gold price in NZD would rise 37% and the cumulative increase in purchasing power for the NZ hoarder of gold would rise from 6.8% per annum or 135% (as indicated in the table) to 9.4% per annum or 221% cumulatively.


 

 


 
© 2006-2013 Louis Boulanger Now Ltd